Upcoming Education Events
August
Two-Day Real Estate Lending Compliance Seminar
20-21 Cedar Rapids, Clarion Hotel
22-23 Johnston, Stoney Creek Inn
September
Check Handling Seminar
11 Cedar Rapids, Marriott Hotel
12 West Des Moines, Sheraton Hotel
Insurance Continuing Education Class
12 Riverside, Riverside Casino & Golf Resort
19 South Sioux City, Marina Inn
IBA Annual Convention
16-18 Des Moines, Polk County Convention Complex
Credit Life & Disability School
27 Cedar Rapids, Clarion Hotel
2-Day Mortgage Lending Workshop
27-28 Des Moines, Holiday Inn Hotel & Suites
Security Management Seminar
2 Cedar Rapids, Marriott Hotel
3 Johnston, Stoney Creek Inn
Insurance Continuing Education Class
3 West Des Moines, Marriott Hotel
October
IBA Commercial Lending School
7-12 Cedar Rapids, Marriott Hotel
Savings Bond Seminar
9 Storm Lake, Buena Vista University
10 Johnston, Stoney Creek Inn
11 Cedar Rapids, Marriott Hotel
Construction Lending Seminar
10 Johnston, Hilton Garden Inn
Cash Flow Analysis Seminar
11 Johnston, Hilton Garden Inn
ACH Processing Seminar
17 Cedar Rapids, Clarion Hotel
18 Johnston, Stoney Creek Inn
Deposit Account Administration Seminar
23 Storm Lake, Buena Vista University
24 Des Moines, Stoney Creek Inn
25 Cedar Rapids, Clarion Hotel
Basic Consumer Lending Web Seminar
The major objective of this two-part program is:
• Increased Loan Volume
• Improved Risk Management
The seminars follow the entire lending process from taking the loan application to making the final decision. Participants will develop the skills necessary to make the call on “marginal” borrowers. In addition to lecture, case studies will be used.
Part 1 - July 2, 2007, 1:30-3:30 p.m.
• Current Industry Trends
• Taking the Loan Application
• Qualifying Income
• Essence of the Credit
• Credit Bureau Reports
• Credit Policy Exceptions
Part 2 - July 9, 2007, 1:30-3:30 p.m.
• Credit Scoring
• Validating Your Cut-Off Scores
• Employment Verification
• Measuring the Capacity to Pay
• Measuring Willingness to Pay
• Collateral Considerations
• Documenting the Approval Process
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