Iowa Bankers Insurance & Services, Inc. Iowa Bankers Mortgage Corporation
Iowa Bankers Association
8800 NW 62nd Avenue
Johnston, IA 50131
Toll-Free: 800-532-1423
Local: 515-286-4300
Fax: 515-280-4140

Event Detail

Event Description

What?
Many examiners find the commercial lending area is fertile for compliance violations because some commercial lenders believe that compliance regulations don't apply to the commercial loans. Those lenders are the ones that most need this program, but they are unlikely to attend because of their mistaken belief that compliance doesn't impact them. So we are satisfied to present this program to commercial lenders who realize compliance does impact their department and stand ready to master the latest developments in the area.

Many examiners find the commercial lending area is fertile for compliance violations because some commercial lenders believe that compliance regulations don't apply to the commercial loans. Those lenders are the ones that most need this program, but they are unlikely to attend because of their mistaken belief that compliance doesn't impact them. So we are satisfied to present this program to commercial lenders who realize compliance does impact their department and stand ready to master the latest developments in the area.

All of the regulations reviewed in a compliance examination cover consumer lending, but many of those regulations also impact commercial lending. Determining exactly which requirements impact commercial loans is a challenge. We are pleased to present this program to help commercial lenders understand which compliance requirements impact their department.

This two-hour program identifies the major compliance regulations that apply to commercial transactions and reviews particular issues from each of those regulations that cause problems for commercial lenders.

Why?
Many examiners find the commercial lending area is fertile for compliance violations because of confusion regarding which requirements apply to commercial loans. Those violations may result in penalties or expensive litigation. This program:

  • Identifies problem areas;
  • Provides suggestions for avoiding and curing the problems; and
  • Covers training and auditing concerns.

Covered Topics

  • Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) Provisions - Filing CTRs, CTR exemptions, and OFAC;
  • USA PATRIOT Act - Customer Information Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Beneficial Ownership;
  • Suspicious Activity Reporting (SAR) Provisions;
  • Unlawful Internet Gambling Enforcement Act (UIGEA) - Regulation GG;
  • Equal Credit Opportunity Act (ECOA) - Regulation B - Discrimination prohibition, appraisal rules, application disclosures, spousal signature rules, intent to be a joint applicant, and adverse action notice requirements;
  • Fair Housing Act (FHA) - Discrimination prohibition;
  • Home Mortgage Loan Disclosure Act (HMDA) - Regulation C - Data collection and reporting requirements and revisions to Regulation C;
  • Flood Disaster Protection Act (FDPA) - Required disclosures and insurance requirements, and recent changes;
  • Fair Credit Reporting Act (FCRA & FRB) - Regulations V - Requesting and using credit bureau reports, identity theft provisions and adverse action notice requirements;
  • Truth in Lending Act/Regulation Z - Coverage rules, restrictions and required disclosures, Special rules (1026.12(a) and (b)) for business-purpose credit cards;
  • Real Estate Settlement Procedures Act/Regulation X - Coverage rules, restrictions and required disclosures;
  • Real Estate Appraisal Interagency Guidance;
  • Servicemember Civil Relief Act (SCRA);
  • Military Lending Act;
  • Insider Credit - Regulation O;
  • Securities Lending - Regulation U;
  • Right to Financial Privacy Act (RFPA) and Regulation S (Reimbursement for partnerships with 5 or fewer partners);
  • Community Reinvestment Act (CRA) - Regulation BB - Data collection and reporting requirements;
  • Bank Bribery Act Implications;
  • Unfair, Deceptive or Abusive Acts or Practices;
  • Americans with Disabilities Act; and
  • Other rules and regulations that impact commercial loans.

Who Should Attend?

The program is designed for Commercial Loan Officers, Compliance Officers, Auditors, and those responsible for documenting commercial loans.

Instructions

Live Plus Five - $265
Register for the live event and get five days access to the OnDemand Playback. You'll have opportunity to ask questions during the presentation and be free to review the content for the next five business days. Registration also includes links to presenter materials, handouts, and pdfs.

OnDemand Recording Only - $295
Includes a weblink for unlimited viewing for 6-months after the date of the webinar as well as a link to handouts. Does not include live session.

CD-ROM and Hardcopy Handouts - $345

CD-ROM plus Hardcopy Handouts. Does not include live session.

Live Plus Six - $365
Attend live; includes six months access to OnDemand playback. Combine the advantages of live attendance with an unlimited number of replays for the next six months.

Premier Package - $395
Includes all three options above. Live session, OnDemand Weblink, and CD-ROM plus Hardcopy Handouts.

Additional Locations
Want your branches to participate? Facilities within your organization will be able to participate without the travel costs of coming to one location.

Webinar (11/17/20 10:00AM - 12:00PM)


Online Registration

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Iowa Bankers Mortgage Corp. (IBMC) offers the products & experience Iowa banks need in the secondary mortgage market.

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Iowa Bankers Insurance & Services (IBIS) offers Iowa banks a full line of insurance products.

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