Event Detail

Event Description

Credit (Risk) Analysis is one of the most important functions performed by banks. Because interest and fee income from loans represent the largest source of revenue for banks, thorough credit analysis must be performed before loans are approved and funded.

Credit Analysis starts with spreading historical financial statements and then calculating key ratios to determine the financial health of an organization. Learn the five vital signs of any organization and the ratios required to identify the signs. A detailed identification and definition of ratios will be included.

Covered Topics

• Liquidity
  • Current / Quick Ratios
  • Working Capital Analysis
  • Defensive Interval Ratio
  • Activity Ratios for Working Capital Assets
  • Activity Ratios for Working Capital Liabilities
• Leverage
  • Ratios to Measure the Proportion of Support Provided by Owners and Creditors
• Asset Management
  • To Measure the Ability of Management to Use Assets to Generate Sales and Profits
• Operations
  • Performance Ratios to Measure the Relationship among Sales, Costs and Expenses, and How their Changes Affect the Bottom Line
• Cash Flow
  • Uniform Cash Analysis to Determine Sources and Uses of a Firm's Cash as a Means of Serving Long-Term Debt

Leave with a deeper understanding of ratio and credit analyses during the underwriting process. This translates into well-organized, clearly written credit memoranda so you'll be more confident explaining trends and the financial impact on customers and prospects.

Who Should Attend?

• Credit Analysts
• Commercial Lenders
• Consumer Lenders
• Senior Credit and Loan Officers
• Loan Review Officers
• Auditors
• Directors
• Branch Managers

Instructions

Live Plus Five - $265
Register for the live event and get five days access to the OnDemand Playback. You'll have opportunity to ask questions during the presentation and be free to review the content for the next five business days. Registration also includes links to presenter materials, handouts, and pdfs.

OnDemand Recording Only - $295
Includes a weblink for unlimited viewing for 6-months after the date of the webinar as well as a link to handouts. Does not include live session.

CD-ROM and Hardcopy Handouts - $345
CD-ROM plus Hardcopy Handouts. Does not include live session.

Live Plus Six - $365
Attend live; includes six months access to OnDemand playback. Combine the advantages of live attendance with an unlimited number of replays for the next six months.

Premier Package - $395
Includes all three options above. Live session, OnDemand Weblink, and CD-ROM plus Hardcopy Handouts.

Additional Locations
Want your branches to participate? Facilities within your organization will be able to participate without the travel costs of coming to one location.

Webinar (01/19/21 1:30PM - 3:30PM)

Online Registration