| Agreements/Borrowing Resolutions/Commitment letters | 7 years |
| Annual Financial Reports and Customer Operating Statements | 7 years |
| Collateral Cards | Optional |
| Collateral Receipt Record/Register | 7 years after close |
| Coupons Removed from Collateral – Receipts | 7 years |
| Credit Files and supporting documentation | 7 years after payoff |
| Daily Reports | Optional |
| Debit and Credit Tickets (original, copy or image) | 7 years |
| Equal Credit Opportunity Act Notice of Adverse Action | 12 months after notification^ |
| Fair Credit Reporting Act – Records Showing Compliance | Exam to exam or 25 months max. |
| Guaranteed Loan Files – When Closed or No Longer Needed | 7 years after payoff |
| History Cards (If only source of repayment history.) | 7 years |
| Journal – If Byproduct of Posting the Liability Ledger | Optional |
| Journal – If Used as Book of Original Entry with Descriptions | 7 years |
| Judgments | 7 years |
| Liability Ledger | 7 years |
| Loan Applications – Declined | 12 months^ |
| Loan Committee Minutes | 7 years |
| Maintenance Data Processing Reports | 7 years |
| Margin Cards | Optional |
| Margin Credit Extended By Banks (Regulation U) -Statement of Purpose | 3 years after close |
| Mortgage Loan Files and supporting documentation | 7 years after payoff |
| New and Paid-Out Loan Reports | 2 years |
| Note and Discount Tickler | Optional |
| Note or Discount Register – If Byproduct of Posting the Liability Ledger | Optional |
| Note or Discount Register – If Used as Book of Original Entry with Descriptions | 7 years |
| Participation Agreements | 7 years after payoff |
| Past Due Loan Reports | Optional |
| Resolutions | 7 years |
| Subpoenas | 7 years |
| Trial Balance/Transaction Journals | 7 years |
| Unpaid Account Balance Records | Permanent |
| W-9 Certification | 7 years after account closed |
Key:
^ = federal regulatory provision or NACHA requirement
# = state law provision
No notation indicates best practice recommendation and/or statute of limitations timeline