Join us for a 2.5-hour workshop built just for community bankers who juggle “no’s,” “not yets,” and “maybe with more collateral” while at the same time remaining compliant with Regulation B/ Equal Credit Opportunity Act (ECOA), and Regulation V/ Fair Credit Reporting Act (FCRA). We’ll unpack the what, why, and how behind Adverse Action compliance to prepare you for sustainable compliance and your next audit.
What You’ll Learn
- Handle the when and how of notifying applicants on denials
- Review those tricky withdrawn applications with confidence
- Process counteroffers the right way
- Spot and prevent common audit pitfalls
- Tackle second reviews like a pro
Who Should Attend
Anyone who deals with the “no” process: Loan officers, processors, compliance officers, auditors, and anyone who’s ever wondered, “Is this denial notice really complete?”