July 14, 2026
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1:30 pm
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4:00 pm
July 15, 2026
•
1:30 pm
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4:00 pm
Core Credit Skills Workshop – Part 1
July 7, 2026 | 1:30 pm – 4:00 pm CT
This workshop is designed to teach the analytical process and decision-making techniques that you will need in order to make sound credit decisions.
- Analyze the company’s historical financial performance, including ratio analysis and linkage to management actions and decisions.
- Use key financial ratios to analyze the financial health and viability of a business.
- Improve the probability of repayment through a solid understanding of cash flow logic and construction.
- Evaluate sources and uses of cash on the financial statements.
Core Credit Skills Workshop – Part 2
July 8, 2026 | 1:30 pm – 4:00 pm CT
This workshop is designed to teach the analytical process and decision-making techniques that you will need in order to make sound credit decisions.
Upon completion, participants will be able to:
- Explain the cash conversion cycle.
- Describe the difference between operating, investing and financing cash flows.
- Describe how key financial ratios can affect cash flow.
- Explore borrowing needs caused by changes in the cash cycle.
Core Credit Skills Workshop – Part 3
July 14, 2026 | 1:30 pm – 4:00 pm CT
This workshop is designed to teach the analytical process and decision-making techniques that you will need in order to make sound credit decisions.
- Examine the components of working capital.
- Discuss the difference in cash flow methodology including: UCA, indirect, free cash flow, global cash flow and EBITDA.
- Determine the sustainability and predictability of repayment by forecasting future cash flows.
- Evaluate C&I risks associated with lines of credit, term loans, bridge loans and permanent working capital loans.
Core Credit Skills Workshop – Part 4
July 15, 2026 | 1:30 pm – 4:00 pm CT
This workshop is designed to teach the analytical process and decision-making techniques that you will need in order to make sound credit decisions.
- Explain proper loan structure and how covenants are used.
- Make decisions on lending requests.
- Understand the elements that go into an effective credit write-up.