During this program, we will look at three groups of accounts: consumer, business, and specialty accounts. You won’t want to miss this chance to learn how to expand or begin an online account opening program and other digital banking issues.
What You’ll Learn
- What types of identification can you use?
- Can you store identification?
- CDD questionnaire
- Giving disclosures and terms and conditions
- E-sign
- Consumer ownership and rights at death
- Where is the money? What state law is it under?
- IRAs, HSAs, and CESA
- Business and entity accounts
- Fraud and risk
- New FDIC digital logo for website, mobile, and online accounts
- Placing holds on mobile deposits
- Restrictive endorsements for mobile deposits
- P2P Regulation E rules
- Online banking: Who can be hooked up to whom?
Who Should Attend
This session is ideal for deposit operations, compliance, electronic banking, BSA, and training.