This session introduces the RTP Network from the ground up, explaining how it works, who participates, and the core use cases driving adoption. Well cover the rules and operating framework set by The Clearing House, including participation models, messaging standards, and compliance obligations. Attendees will also learn about exception handling, fraud and risk monitoring, and how RTPs rules differ from traditional payment rails. The session concludes with an update on the RTP Networks adoption status and a forward-looking view of future enhancements and opportunities for financial institutions. This 90-minute session provides a complete yet accessible introduction to RTP ideal for staff and leadership who want a practical foundation without getting lost in technical complexity.
What You’ll Learn
- What the RTP Network is and how it operates.
- Main use cases: P2P, bill payments, merchant transactions, and B2B.
- Core rules and regulations governing RTP participation.
- How exception and dispute handling work in real time.
- Risk and fraud management requirements within the RTP framework.
- Current adoption trends and what’s ahead for RTP in the U.S.