TRID (TILA‑RESPA Integrated Disclosure) was designed to simplify the mortgage disclosure process, yet nearly a decade after implementation it remains one of the most complex and frequently cited compliance challenges for lenders. With multiple amendments, highly prescriptive requirements, strict timelines, tolerance thresholds, and heavy reliance on third‑party systems, TRID continues to create operational risk across the loan lifecycle.
This in‑depth, four‑part series provides a comprehensive examination of the TRID framework from application through closing, with a particular focus on the Loan Estimate (LE) and Closing Disclosure (CD). Participants will explore the regulatory intent behind TRID, the evolution of the rule, and the most common tripwires that lead to violations—ranging from accuracy and timing issues to communication breakdowns, system limitations, and vendor coordination challenges.
Designed for professionals who need more than a surface‑level overview, this series delivers practical guidance for navigating real‑world TRID challenges, strengthening internal controls, and maintaining compliance in a constantly evolving regulatory environment. Attendees will leave with a stronger command of TRID requirements, increased confidence in managing LE and CD disclosures, and a detailed reference manual to support ongoing compliance efforts long after the series concludes.
TRID: Understanding the Basics – Part 1
July 6, 2026 | 1:30 pm – 3:30 pm CT
Though TRID has been a part of the compliance landscape for nearly a decade, its complexity makes it one of the most commonly cited violations year after year. To achieve compliance with TRID’s string of guidelines, and numerous amendments throughout the years, you need more than a cursory overview.
General Rules
Covered Transactions
Exempt Transactions
Predisclosure Activity
Early Disclosures
Loan Estimate
Shopping Disclosure
Toolkit
Tolerance
Good Faith
Revised Disclosures
LE
CD
Waiver of Waiting Period
TRID: Understanding the Basics – Part 2
July 13, 2026 | 1:30 pm – 3:30 pm CT
Though TRID has been a part of the compliance landscape for nearly a decade, its complexity makes it one of the most commonly cited violations year after year. To achieve compliance with TRID’s string of guidelines, and numerous amendments throughout the years, you need more than a cursory overview.
Dive into on the LE rules
Understand how the LE rules were designed to meet the requirements of the regulation
Loan Estimate Line-by-Line:
General Information
Loan Terms
Projected Payments
Costs at Closing
Loan Costs
Other Costs
Comparisons
Other Considerations
Top Issues
TRID: Understanding the Basics – Part 3
July 27, 2026 | 1:30 pm – 3:30 pm CT
Though TRID has been a part of the compliance landscape for nearly a decade, its complexity makes it one of the most commonly cited violations year after year. To achieve compliance with TRID’s string of guidelines, and numerous amendments throughout the years, you need more than a cursory overview.
Dive into the CD rules
Understand how the CD rules are designed to meet the requirements of the regulation
TRID: Understanding the Basics – Part 4
July 28, 2026 | 10:00 am – 11:30 am CT
Though TRID has been a part of the compliance landscape for nearly a decade, its complexity makes it one of the most commonly cited violations year after year. To achieve compliance with TRID’s string of guidelines, and numerous amendments throughout the years, you need more than a cursory overview.
TRID for Construction Loans
Scope
Timing
Appendix D
General Information
Loan Terms
Projected Payments
Loan and Other Costs
Calculating Cash to Close
Summaries of Transactions
Loan Disclosures
Air Table
AP Table
Loan Calculations
Other Disclosures
Contact Information
Confirm Receipt
What You’ll Learn
Understand the foundational TRID framework, including:
General rules and regulatory intent
Covered vs. exempt transactions
Predisclosure activities and early disclosure requirements
How LE rules were designed to meet regulatory standards
Timing, delivery, tolerance rules, and good‑faith requirements
When and how revised LEs are permitted
Complete a line‑by‑line walkthrough of the Loan Estimate, covering:
General information and loan terms
Projected payments and cash‑to‑close elements
Loan costs, other costs, and shopping disclosures
Comparisons, other considerations, and common problem areas
Gain a thorough understanding of Closing Disclosure (CD) requirements, including:
How CD rules align with TRID regulations
Accuracy, consistency, and tolerance thresholds
Timing, delivery, waiting periods, and waiver rules
Complete a detailed, line‑by‑line review of the Closing Disclosure, including:
Loan and other costs
Calculating cash to close
Summaries of transactions
Loan disclosures, calculations, and other required disclosures
Contact information and receipt confirmation
Apply TRID rules to construction loans, including:
Scope and timing considerations
Appendix D calculations
Specialized disclosure requirements and loan‑specific nuances
Learn best practices for:
Managing third‑party and vendor coordination
Reducing human error and system‑dependency risks
Strengthening training, internal controls, and compliance processes
Who Should Attend
This program is ideal for loan officers, compliance officers, loan support staff, marketing staff, auditors, and any others with responsibilities related to the TRID rules.
