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IBA Member Spotlight: Melissa Moretz

Moretz Brings Strong Ag Background to Banking

Headshot Melissa MoretzMelissa Moretz’s has a strong agricultural background. She grew up on a farm. She and her husband run their own farming operation. She earned a degree from Iowa State University in agricultural education in 2016 and she spent a year as an agricultural educator before she found her way into banking. “When the opportunity to help other people start and grow their own businesses came along, I took it,” she said.

Today, Moretz is senior portfolio manager at First Citizens Bank in Mason City, where she has worked for just over four years.

How did you get into banking as a career?

I grew up on a family livestock and row crop farm, and now my husband and I run our own farming operation. I was always interested in business and was a young entrepreneur that calved cows and farrowed pigs for FFA and 4-H projects that helped pay for college. When the opportunity to help other people start and grow their own businesses came along, I took it.

Prior to your current role, what was the most unusual or interesting job you’ve ever had, and what lesson did it teach you that you still use today?

I was an 8-12 agricultural educator for one year prior to getting into banking. The most valuable lesson I learned from teaching that I still use today is being prepared and keeping a checklist. This helps me keep my day organized and things moving.

What is your best elevator pitch for why banking is a great career?

Banking, specifically community banking, is a great career because it offers you opportunities to give back to others, help people achieve their dreams, and the banking industry is very family oriented.

How does getting involved with the Iowa Bankers Association help you and your bank?

Being involved in the Iowa Bankers Association has helped me to make connections across the state that have been beneficial to myself and our bank. It also helps us to keep up to date on the latest happening in the banking industry.

When you’re not at work, what do you like to do most?

When I am not at work, I enjoy spending as much time as possible with my two children and husband. My husband farms for a living and we spend my hours calving cows, feeding pigs and driving grain cart as a family. Growing up on a farm, I am blessed to have the opportunity to raise my children in the same manner.

What is a quote or guiding principle you live by?

“You must be the change you wish to see in the world.”

— Gandhi