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IBA Member Spotlight: Michael Zmolek

Zmolek Finds ‘Perfect Career’ in Banking

Michael Zmolek“Banking kind of found me,” said Michael Zmolek, when asked about his banking career. He was working in the insurance industry, focusing primarily on agriculture, so when an ag lending position opened up at State Bank of Toledo, there seemed to be a natural fit. “Turns out I fell into my perfect career,” he said.

Today, he works as a vice president and ag lender at the bank, where he enjoys the opportunity to give back to his community. “Whether it is helping a new business get started or an old business grow, we get to be a part of that process,” he said.

What drove you to choose a career in banking?

Banking kind of found me. I come from the insurance industry with a heavy emphasis on agriculture. The bank was looking an ag lender and thought I would be a good fit. Turns out I fell into my perfect career.

What is one lesson working in the banking industry has taught you that you can apply to your everyday life?

I have learned that success can come from many different ideas and just because it’s not the way I would do something, doesn’t mean it won’t work.

What is your best elevator pitch for why banking is a great career?

Banking offers an opportunity to give back to the community in ways most industries can’t offer. Whether it is helping a new business get started or an old business grow, we get to be a part of that process.

How does getting involved with the Iowa Bankers Association help you and your bank?

I have taken many classes from the Iowa Bankers association, all of which have benefited me in my career. The IBA also provides a great platform for making connections throughout the banking industry. In general, it is a great resource for everything banking.

When you’re not at work, what do you like to do most?

I enjoy spending time with my family especially on the golf course and at the lake. I also like to go fishing and hunting any chance I get.

What is a quote or guiding principle you live by?

“Only worry about things you can control.”