As one banker recently commented, “I don’t routinely seek information on how to analyze specialized borrowers like non-profit organizations because they are not a common borrower at our institution. However, when I receive a request from them, I really need to know how in a hurry.
After completion of this session, the participants’ knowledge of NPOs will be enhanced and should improve the credit underwriting quality of this specialized form of lending.
What You’ll Learn
- Understanding the financial statement components of an NPO and their meaning
- Understanding the layout of NPOs’ financial statements utilizing accounting principles governing the presentation of financial data of NPOs
- Identifying the basic information required to analyze various types of NPOs and identifying risk factors commonly found in NPOs
- Identifying key financial ratios utilized to analyze NPOs and their respective interpretations
- Structuring loans to NPOs in order to minimize the risks associated with this type of lending
Who Should Attend
This session is ideal for anyone responsible for underwriting, approving, or reviewing loan including directors with loan approval responsibilities, chief executive officers, chief operating officers, senior credit and loan officers, commercial lending officers, branch managers, credit analysts, loan review officers, accounting personnel, and training managers.