Lending

On Dec. 12, 2024, the Consumer Financial Protection Bureau (CFPB) issued a final rule that would limit the fee a large bank could charge when paying an overdraft to a…

On April 30, the Consumer Financial Protection Bureau (CFPB) announced via a press release that it will NOT prioritize enforcement or supervision of the Small Business Lending Data Collection…

HUD recently updated the expired HUD-SCRA Notice form 92070.  This notice is required to be provided to delinquent mortgage loan borrowers and informs Servicemembers, their spouses and dependents of certain…

As you may be aware, the CFPB has indicated in a court statement its intention to write a new rule to implement Section 1071 of the Dodd-Frank Act.  The IBA,…

The Small Business Lending Data Collection Rule, implemented by Section 1071 of the Dodd Frank Act, is scheduled to take effect in July for many of the largest small-business lenders. …

On March 28, 2025, the Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board (Fed), and the Office of the Comptroller of the Currency (OCC), referred to as the Agencies, issued…

On February 7, 2025, the 5th Circuit Court of Appeals issued an order staying the mandatory compliance dates for the Section 1071 small business lending data collection rule, but…

In 2024, the Iowa legislature amended Iowa Code chapter 321 allowing for initial title and registration transactions and other related title transactions to be conducted in any county.  As a…

Unless Congress takes last minute action to reauthorize the National Flood Insurance Program (NFIP), it will expire at midnight on December 20, 2024, creating a lapse in the program.  When…

It’s that time of year again when banks consider providing “customer appreciation” gifts during the holidays, but holiday gift-giving and receiving can be a challenge for banks.  The following are…