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Disclosure • May 29, 2025June 2025 Disclosure
Unfortunately, all too often elderly consumers are targets of financial fraud scams and the losses incurred as a result are…Read more -
The Iowa Banker • May 27, 2025Spring 2025 The Iowa Banker
This edition features a recap of the legislative session, including what legislation passed and updates on IBA-supported and -opposed legislation.Read more -
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Compliance Clips • May 12, 2025
CFPB Large Bank Overdraft Rule Overturned
On Dec. 12, 2024, the Consumer Financial Protection Bureau (CFPB) issued a final rule that would limit the fee a large bank could charge when paying an overdraft to a…Read more -
Compliance Clips • May 1, 2025
CFPB will NOT Prioritize Enforcement of Small Business Lending Rule
On April 30, the Consumer Financial Protection Bureau (CFPB) announced via a press release that it will NOT prioritize enforcement or supervision of the Small Business Lending Data Collection…Read more -
Disclosure • April 30, 2025May 2025 Disclosure
The Servicemembers Civil Relief Act’s (SCRA) goal is to assist and protect military personnel who are materially affected by their…Read more -
Compliance Clips • April 30, 2025
Updated HUD-SCRA Notice Form
HUD recently updated the expired HUD-SCRA Notice form 92070. This notice is required to be provided to delinquent mortgage loan borrowers and informs Servicemembers, their spouses and dependents of certain…Read more -
Compliance Clips • April 22, 2025
1071 CFPB Survey
As you may be aware, the CFPB has indicated in a court statement its intention to write a new rule to implement Section 1071 of the Dodd-Frank Act. The IBA,…Read more -
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Compliance Clips • April 4, 2025
CFPB to Initiate New Rulemaking for Small Business Lending Data Collection Requirements
The Small Business Lending Data Collection Rule, implemented by Section 1071 of the Dodd Frank Act, is scheduled to take effect in July for many of the largest small-business lenders. …Read more