Commercial and Industrial lenders know that non-financial factors such as the borrower’s industry, its competitive market, and its management team play a key role in the ongoing success of the business. Commercial real estate (CRE) loans have similar non-financial factors or issues, including the type of property, ability to successfully re-lease the property over the loan term, and proper management and maintenance of the physical facility. In this webinar, we’ll delve into best practices for smart CRE loans and managing CRE loan risk.
What You’ll Learn
- Differentiating property types
- Issues with owner-occupied and specialty properties, such as hotels and nursing homes
- “Triple net” versus full-service leases
- Other common provisions in commercial leases
- Reimbursement for common area maintenance
- Co-tenancy clauses
- Requirements placed on the tenant vs landlord
- Estoppels
- Subordination, non-disturbance and attornment provisions
- Unusual or extraordinary lease provisions
- Re-lease and rollover risk
- Physical style risk and ongoing property management risk
- Concept of sponsorship
Who Should Attend
CRE lenders, commercial lenders, private bankers, small business lenders, credit analysts, portfolio managers, assistant relationship managers, consumer and mortgage lenders, loan review specialists, special assets officers, lending managers and credit officers will benefit from this webinar.