Attend this proactive webinar and learn a “five-step” analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client.
Upon completion of this webinar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals using the “five-step” analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis.
The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models.
Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.
Note: Please have a calculator or laptop (with Excel) available for use in the webinar.
Covered Topics
- Utilize a “five-step” ratio analysis plan to calculate/interpret the key ratios
- Discuss “negotiating” with other financial professionals using the ratios
- Review the Z-score and sustainable growth models
- Case analyses: Applying the concepts!
Who should attend
Commercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, business development officers.