The Truth In Lending/Real Estate Settlement Procedures Integrated Disclosures (TRID) requirements are overwhelming for almost everyone, but especially so for someone with little or no experience with the requirements. The TRID rules were originally published in 2013 and were effective in October 2015. Final TRID 2.0 rules were published in July 2017, and were effective on October 1, 2018. The next version of the TRID rules are in development right now.
This four-part program provides the information needed to master the TRID rules. It focuses on origination of closed-end loans secured by real property. It does not cover open-end credit or credit that is unsecured or secured by collateral other than real property or a cooperative unit.
Total TRID – Part 1 September 12, 2023, 1:30pm CDT
- General Rules
- Covered Transactions
- Exempt Transactions
- Predisclosure Activity
- Early Disclosures
- Loan Estimate
- Shopping Disclosurw
- Toolkit
- Tolerance
- Good Faith
- Revised Disclosures
- LE
- CD
- Waiver of Waiting Period
Total TRID – Part 2 September 13, 2023, 1:30pm CDT
- Loan Estimate – Line-by-Line
- General Information
- Loan Terms
- Projected Payments
- Costs at Closing
- Loan Costs
- Other Costs
- Calculating Cash to Close
- Comparisons
- Other Considerations
- Air Table
- AP Table
- Confirm Receipt
Total TRID – Part 3 September 19, 2023, 10:00am CDT
- Closing Disclosure – Line-by-Line
- General Information
- Loan Terms
- Projected Payments
- Costs at Closing
- Loan Costs
- Other Costs
- Calculating Cash to Close
- Summaries of Transactions
- Loan Disclosures
- Loan Calculations
- Other Disclosures
- Contact Information
- Air Table
- AP Table
- Confirm Receipt
Total TRID – Part 4 September 20, 2023, 10:00am CDT
- TRID for Construction Loans
- Scope
- Timing
- Appendix D
- General Information
- Loan Terms
- Projected Payments
- Loan and Other Costs
- Calculating Cash to Close
- Summaries of Transactions
- Loan Disclosures
- Air Table
- AP Table
- Loan Calculations
- Other Disclosures
- Contact Information
- Confirm Receipt
Who Should Attend
The program is designed for loan officers, compliance officers, loan support staff, marketing staff, auditors, and any others with responsibilities related to the TRID rules.