2022 IBA Iowa School of Banking

The 2022 Iowa School of Banking is currently at capacity. Contact IBA’s Darcy Burnett with questions or to be put on a waiting list. 

The Iowa School of Banking will be held June 12-17, 2022, at the Cedar Rapids Marriott. Both first and second year classes meet during the same week.

Purpose and Philosophy
The purpose of the Iowa School of Banking is to prepare first-level, exempt and mid-level managers to serve effectively and profitably, the needs and desires of the American public by:

1. developing a thorough understanding of banking, focusing on critical banking functions, their interrelationships and the determinants of profitability;
2. developing analytical skills and management techniques;
3. creating an awareness of the changing banking environment and the role of the commercial bank in the financial  services industry.

Attire
While attending the school, please feel free to wear casual, comfortable attire.

Application Process
Completion of the intersession project between the first and second year is a prerequisite for re-admission the second year.

Return to:
Attn: School Registrar • Iowa Bankers Association • 8901 Northpark Dr. • PO Box 6200 • Johnston, IA 50131-6200.

Admission Requirements
The advisory board will decide on all applicants for admission based on the following:

1. Applicant must be an officer or employee of a bank, a bank holding company or an FDIC insured depository; a staff member of the state banking dept., FDIC, Federal Reserve Bank, OCC, or an employee of an IBA associate member company.
2. Applicant is encouraged to have had four years of banking experience prior to the opening date of school. Two years of college level education courses in finance/accounting may be substituted for two years of bank experience.
3. Recommended prerequisites for this school are: Courses in Principles of Banking, Banking Fundamentals, Money and Banking or Accounting I. Students are encouraged to have completed equivalent college courses or have clearly demonstrated equivalent knowledge based on correspondence study, self study or experience.
4. Applicant must have the recommendation of the bank’s executive officer (a signature line is provided on the application form for this purpose).

Special circumstances considered on an individual basis.

Course Curriculum:

General Banking 1:

First Year Session

Macroeconomics
The role of banks in facilitating Federal Reserve monetary policy, and the basic tools used by government policy makers to influence economic conditions are described in this module.

Bank Financial Analysis
This module introduces bank financial statements by describing the components of the balance sheet and income statement. It provides a framework for analyzing the trade-off between bank profitability and risk.

Marketing Bank Services
The basic elements of marketing are addressed in this module, as well as the components of a marketing plan, the role of market research and the marketing mix.

Managing Liquidity and Capital Planning
While identifying the types of transactions that produce liquidity problems, this module presents a format to assess the dollar magnitude of periodic liquidity needs.

Investments
The types of securities that banks own, their risk and yield features, and various strategies associated with determining the appropriate maturity and composition of the investment portfolio are discussed
in this module.

Human Resource Management
Describing the human resource function in banking, this module outlines the functions and responsibilities of both the human resource department and key managers.

Lending
This module examines the factors and procedures that should be included in a bank’s written loan policy and describes the fundamental issues involved in a loan decision.

Asset/Liability Management
This module examines GAP and duration measures that indicate how changes in the level of interest rates will likely alter a bank’s net interest income and market value of equity.

Trust
This module describes basic trust services and demonstrates how trust activities contribute to overall bank profitability. It emphasizes the essential function of a bank trust department.

Strategic Planning and Control
After establishing a framework for developing and implementing a strategic plan, students are asked to apply the framework to their own banks.

Developing a Sales Culture in a Bank
This module addresses a variety of environmental factors, which bankers must consider during a bank’s evolution to a sales culture.

General Banking 2:
Second Year Session

BankExec
The core of the second-year curriculum is BankExec, a sophisticated bank management simulation exercise developed by the American Bankers Association and the Federal Deposit Insurance Corp. Each participant is assigned to a bank management team and shares responsibility for the decision-making functions of a commercial bank.

Investments
This module details the reasons why banks hold securities. Various yield concepts are identified, and the types of risks inherent in purchasing securities are discussed.

Asset/Liability Management
Strategies for managing interest rate risk are addressed, including the use of variable rate pricing, interest rate swaps and financial futures contracts.

Lending
A discussion of the major elements of the loan policy is included in this module. Students will participate in discussing problem loan management, including the identification of causes, indicators and corrective actions.

Business Ethics
This session examines current issues in business ethics such as fraud, whistle blowing and downsizing. Session participants will also discuss how to make decisions using moral principles. Current events, short
cases and class discussion are the teaching techniques used in this session.

Tuition & Application
Total enrollment fees are due when students file their application forms. Checks should be payable to Iowa Bankers Association and mailed to the IBA office with the application. Registration fee includes: tuition, housing, meals, materials and application fee (all inclusive).

Any applicant not admitted to the school will receive a full refund. Any applicant withdrawing 30 days or more prior to the school will receive a full refund. If the applicant withdraws fewer than 30 days before the school begins, a $200 non-refundable fee will be retained.