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Ability to Repay, Qualified Mortgage, High Cost & Higher-Priced Mortgage Loans Webinar


Regulation Z has a whole lot of requirements for loans deemed to be a Qualified Mortgage, High Cost Mortgage, or a Higher-Priced Mortgage. It also requires you to verify a borrower’s Ability to Repay on certain types of loans. Keeping all these rules straight can be quite a challenge, to say the least. This webinar will look at each requirement, break it down and tell you what you need to know and how to maintain compliance!

What You’ll Learn

  • All About the Ability to Repay Requirements
  • The New General & Seasoned QMs
  • Policy & Procedure Recommendations and Requirements
  • Small Creditor Categories, Criteria & Status Transitions
  • Small Creditor Portfolio & Balloon QMs
  • QM vs. Non-QM Risk
  • HCM Loans – What to Look for & Avoid
  • HPML Criteria & Effects (Exceptions, Balloons, Escrows, Appraisals, etc.)
  • Your Questions, Plain English Answers & Much More!

Who Should Attend
This webinar is designed for consumer real estate loan officers, loan processors, compliance and audit personnel.