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Adding the WOW Factor to Credit Analysis Webinar

March 14, 2024 1:30 pm - 3:30 pm
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Calculating credit ratios to determine the financial condition and creditworthiness of an economic entity is just a baseline indicator of a company’s true performance. Add the “WOW” factor to your analysis by describing not only the trends, but also the cash flow financial impact of these changing trends.

This webinar will demonstrate how to utilize ratio analysis to determine the financial impact on changing metrics such as changes in the working capital assets turnover, working capital liabilities turnover, and gross profit operating and net profit margins. This analysis allows you to structure loans appropriately by determining the amount of funding needed to replace the cash flow losses caused by negative financial trends

What You’ll Learn

  • Learn how to use financial impact analysis to:
  • Determine the cash flow financial impact of changing accounts receivable, inventory, and accounts payable turnover
  • Determine the cash flow financial impact of changing gross profit, operating, and net profit margins
  • Properly structure short-term and long-term loans
  • Forecast major items on the balance sheet and income statement
  • Determine the amount of funding required to pay major creditors

Who Should Attend
Commercial lenders, credit analysts, credit department managers, senior loan officers, senior credit officers, loan review personnel, branch managers serving commercial borrowers, chief risk officers, and finance officers.