Call Report for Beginners is a dynamic step-by-step webinar series designed to turn confusion into clarity and stress into confidence. Whether you are brand new to Call Report preparation or ready for a strong refresher, this series gives you the tools, structure, and understanding to tackle the Call Report with confidence.
Call Report for Beginners – Part 1
What You’ll Learn
Part 1: The Perfect Launchpad: Build Your Foundation
Start strong with the essentials every preparer must know:
Core Reporting Requirements
Consolidation rules, filing deadlines, and key Call Report resources
Income Statement Essentials
- RI – Income Statement
- RI-A – Changes in Equity Capital
- RI-E – Explanations
Call Report for Beginners – Part 2
What You’ll Learn
Part 2: Connecting the Dots: From Income to the Balance Sheet
See how everything flows together:
· Finishing the Income Statement
- RI-B – Charge-Offs and Recoveries
- RI-C – Allowance for Credit Losses
· Balance Sheet Breakdown
- RC – Report of Condition
- RC-B – Securities
- RC-F – Other Assets
- RC-G – Other Liabilities
Call Report for Beginners – Part 3
What You’ll Learn
- Loans Without the Headaches: Classifications Made Clear
- Loans are critical and often misunderstood. We simplify them:
- Master loan classifications in RC-C
- Understand loan-related schedules:
- RC-C Part I – Selected Line Items
- RC-L – Unused Commitments
- RC-M – Memoranda
- RC-N – Past Due and Nonaccrual Loans
Call Report for Beginners – Part 4
- Deposits Decoded:
- Report with Confidence
- Deposits don’t have to be confusing:
- Schedule RC-E
- Reciprocal deposits, brokered deposits, and insurance limits
- Related Schedules
- RC-M – Non-loan Memoranda
- RC-O – Insurance Assessment Reporting
- RC-K – Average Balances
Call Report for Beginners – Part 5
Part 5: Capital & Risk: Finish Strong
Wrap up the series with the big picture:
Understand the Community Bank Leverage Ratio (CBLR)
Navigate Schedule RC-R with confidence:
- Tier 2 and Total Capital calculations
- RC-R Part II – Risk-weighting for assets and off-balance-sheet items
Who Should Attend
If you touch the Call Report in any capacity, this training is for you:
- Preparer, Reviewer, or Signer: Perfect for all experience levels.
- Loan Officers & Assistants: Gain a deeper understanding of proper loan coding and reporting.
- Call Report Teams: Stay updated on critical changes to ensure your team is aligned and compliant.