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Commercial & Industrial Credit Analysis to Determine Financial Strength Webinar

August 5, 2024 • 1:30 pm - 3:30 pm

When the ratios are calculated covering the five vital financial factors, the course will instruct the participants on how to interpret each ratio and determine the financial impact on changing ratios and other metrics. It will also show how to utilize these ratios to structure short-term loans and improve the participants’ ability to:

  • Recognize the true borrowing causes over a period of time and not just the borrowing purpose
  • Make better loan decisions
  • Compose an effective credit memorandum

What You’ll Learn

  • How to Calculate and Interpret Ratio Analysis and the Impact on Cash Flow from Changing Metrics over a Period of Time
  • How to Calculate and Interpret Cash Flow Analysis Utilizing the Modified Uniform Cash Analysis Method to Determine the Major Inflows and Outflows of Cash
  • How to Utilize All of These Techniques to Structure Short-Term Loans and to Write a More Effective Credit Memorandum

Who Should Attend
This session will be beneficial for Board of Directors members, Senior Credit Officers, Senior Loan Officers, Chief Financial Officers, Commercial Lenders, Consumer Lenders, Loan Review Officers, Credit Analysts, Branch Managers, and other Credit Officers.