This session will work through an extensive manual on the deposit side of the business. It will complete training requirements on many of these regulations so you can document to regulators that your staff had the regulatory training required for 2024. This is a study so we will take quizzes and review them in each program.
Learn at your desk with your peers! Spend time with Deb Crawford and become the deposit regulation expert at your financial institution. Each section will be two hours of training.
You will receive: a Deposit Regulation Handbook, quizzes, and a certificate.
Deposit Regulation Study Part 1 – Regulation D and CC
September 25, 2024 | 10:00 am – 12:00 pm CDT
This webinar will cover Regulation D, products that are transaction and non-transaction accounts. You will learn the big picture of Regulation CC with an emphasis on holds, mobile deposits and substitute checks.
What You’ll Learn
- Purpose of the regulations
- Who they apply to
- Definitions
- Transaction Accounts
- Non-transaction Accounts
- NOW account rules
- Time Deposits rules
- Funds availability disclosures
- Holds
- New numbers and rules
- Problems on holds
Deposit Regulation Study Part 2 – Regulation E
September 26, 2024 | 10:00 am – 12:00 pm CDT
This big regulation which includes unauthorized transactions, overdrafts, foreign remittances is a huge risk to the financial institution. Learn the basics of the regulation and some of the hot spots for examiners.
What You’ll Learn
- Purpose of Regulation E
- Who it applies to?
- Definitions
- Stop Payments
- Unauthorized electronic transactions
- Disclosures
- Overdrafts for one time debit card and ATM transactions
- Foreign remittances
- FAQs
Deposit Regulation Study Part 3 – Regulation DD and UDAAP
September 27, 2024 | 10:00 am – 12:00 pm CDT
This webinar will cover unfair and deceptive practices. You will learn about products, interest, disclosures for consumers and how Truth in Savings/Regulation DD was the first attempt at product fairness.
What You’ll Learn
- Purpose of the regulations
- Who they apply to
- Definitions
- Disclosures
- Key issues today for examiners on fairness and deception
- How deposit interest is calculated and paid
- Who gets TISA disclosures and what has to be in them
- What to do if there are changes to products
Deposit Regulation Study Part 4 – Regulation P, Identity Theft (FACT Act), Regulation GG, BSA and OFAC
October 1, 2024 | 10:00 am – 12:00 pm CDT
This webinar will cover Regulation D, products that are transaction and non-transaction accounts. You will learn the big picture of Regulation CC with an emphasis on holds, mobile deposits and substitute checks.
What You’ll Learn
- Purpose of the regulations
- Key definitions
- What is identity theft and what is our role in preventing it?
- What is our role in preventing these crimes and protecting our customer’s privacy
- Understand the key components of BSA and OFAC
- What are the exceptions to privacy?
- When does Regulation GG apply and how do we document compliance
- And much much more
Who Should Attend
Compliance, Deposit Operations, BSA, Branch Staff, Customer Service Representatives, Management, and Training personnel will all benefit from this session.