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Fair Lending All Day Webinar

May 30, 2024 9:00 am - 4:00 pm

This full-day streaming event is an in-depth examination of fair lending principles, expectations, techniques throughout the lending process. We’ll explore what’s new in the area of fair lending, new interpretations of protected classes, and future potential legislation. We’ll also cover aspects of formulating and maintaining an effective fair lending risk assessment, a critical component of an institution’s fair lending compliance program. We’ll also explore the many risks and hot spots to monitor for fair lending, and discuss how to best comply with the requirements and expectations.

What You’ll Learn

  • Fair lending legal and regulatory structure
  • Expansion of fair lending priorities and expectations
  • Prohibited bases under the rules, including changes in definitions
  • Marketing considerations, including risks with social media advertising
  • Evaluating applications and underwriting
  • Government monitoring information
  • Redlining, “Intrabank” vs. “Interbank” redlining analyses, and Digital redlining
  • Appraisal Bias
  • REMA/Marketing Area/Service Area
  • Dealing with small business loans
  • Treatment of income and other underwriting issues
  • Fair lending issues in the servicing environment
  • Proxies and the BISG method
  • Foreign language and LEP issues
  • DFA 1071 – understanding the requirements
  • CRA as a fair lending tool
  • Developing an effective and comprehensive fair lending CMS
  • “Convergence” with UDAP/UDAAP
  • Fair lending in appraisals
  • Fair lending issues in AI, algorithms, and “big data”

Who Should Attend
Anyone with any responsibility in the lending process, from senior management, loan officers, underwriters, and closing agents, to compliance officers, auditors, and attorneys, and will benefit from this valuable information.