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IBA Compliance Webinar – HMDA Refresh


IBA’s compliance webinars are a continuing series. Brought to you by the IBA compliance staff they offer timely information, addressing key regulatory issues when you need it. The webinars keep you informed and ready for the challenges of the changing regulatory financial services environment.

To be a HMDA reporter, the bank must exceed the asset threshold, have a branch or home office in a MSA, have originated at least one home purchase or refi of a home purchase loan secured by a first lien on a 1-4 family dwelling, and have exceeded at least one of the origination thresholds set by the HMDA rule.  Whether you are a small bank who meets these requirements and has been pulled back into the HMDA reporting as of January 1, 2023 due to the recent court case decreasing the closed-end reporting threshold from 100 down to 25 originated closed-end mortgage loans, have new staff that need HMDA training or just need a “refresher” on HMDA data collection and reporting, this webinar is for you! In this two hour webinar, IBA staff will focus on HMDA basics including:

  • Identifying HMDA reportable applications
  • Recognizing exempt applications
  • Discerning what is and is not a “dwelling” for HMDA purposes
  • Collecting applicant demographic information
  • Understanding the data points that must be collected

Registration – $150/member
Registration includes access to the live webinar and recording.