Ratios, ratios, and more ratios! What do they really mean? Many financial professionals use financial ratios on a regular basis. But do they always use the same ratios and, more importantly, do they always interpret the ratios in the same manner?
The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models.
Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.
Note: Please have a calculator or laptop (with Excel) available for use in the webinar.
What You’ll Learn
- Utilize a “five-step” ratio analysis plan to calculate/interpret the key ratios
- Discuss “negotiating” with other financial professionals using the ratios
- Review the Z-score and sustainable growth models
- Case analyses: Applying the concepts!
Who Should Attend
This session is ideal for commercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, and business development officers.