As commercial and middle market lenders know, loan structure has an important influence on the repayment of loans. In this webinar, we’ll discuss the different types of loans – seasonal, term, bridge, and permanent capital, and how to properly structure a loan. We’ll also provide strategies for explaining loan structuring decisions to your customers.
What You’ll Learn
- Show how loan structuring fits into the lending decision process
- Describe the different capital sources available to the borrower
- Explain the four major loan structures and their related risks: lines of credit, term loans, bridge loans and permanent capital loans
- Explain the purpose and objectives of loan covenants
- Identify specific examples of financial covenants that would be used for each of the four major loan types
- Identify and describe seasonal borrowing needs
- Profile seasonal repayment sources and their related risks
- Formulate a loan structure, including consideration of collateral support, to minimize those risks
Who Should Attend
This course is appropriate for anyone who works in commercial or middle market lending, including Senior Lenders, Commercial Lending Officers, Relationship Managers, Portfolio Managers, Financial Analysts, Underwriters and Loan Review personnel.