Market rate movements are inevitable! But institutional; loan rates are not as elastic. Is your lending team is originating both high quality and profitable loans? In times of changing rates, history has proven that there is a lag in your loan offer and that often rates move by less than the market movements. This gap comes from a pricing process that is both reactive and lacks the right metrics for measuring well-priced loans. During this session we will outline the best practices for determining profitability in loan pricing and present a concrete decision-making process to help ensure a more proactive and profitable margin under changing market rates.
Target Audience: CEOs, CFOs, ALCO members, controllers, chief risk officer, chief retail, funding officers