Rising input costs, strong commodity prices and inflation are major topics that the Ag industry is currently dealing with. Will your customers be able to handle a sudden change in demand and/or crash of commodity prices. Understanding the underlying credit risk in your ag portfolio will be key moving forward. In this 60 minute session, we will take a quick look at what is currently going on with economic conditions that is impacting credit risk to ag lenders. We will also discuss what are some of the most common ratios, techniques on how to improve net margins, and methods you can implement to stress test your ag loan portfolio.
Key takeaways from this program are:
- Understanding the current economic conditions that are driving the credit risk in your ag portfolio
- Reviewing common ratios and financial information used to assign credit risk to your ag portfolio
- Pricing and product offerings that can improve net margins
- Techniques that can be used to stress test your current ag portfolio to assess the potential losses that may exist
Target Audience: Ag lenders, commercial lenders, credit analysts