The program begins with a discussion of those Macro Economic, Industry, Business, and Management factors that must be considered as part of loan portfolio management. That will be followed by examining the quality of credit file documentation, which includes an assessment of the Credit Memorandum and Loan Documentation. Then we move onto a discussion on effective management tools required to navigate the bank through today’s challenges.
What You’ll Learn
- Requirements for Writing an Effective Credit Memorandum
- Review of Essential Loan Documentation Procedures to Ensure the Bank’s Collateral Position is Legally Enforceable
- Review Financial Statement Analysis Techniques, Ratio Analysis, and Cash Flow Analysis for Commercial, Industrial, and Commercial Real Estate Loans to Determine Creditworthiness
- Review Effective Methods of Performing an Internal Loan Review
- Review the Importance of having an effective Loan Risk Rating System Utilizing a Clear, Measurable, and Objective loan grading system
Who Should Attend
Loan Review Personnel, Commercial Lenders, Senior Credit Officers, Senior Loan Officers, CEOs, Consumer Lenders, Training Specialists.