Davis Finds the Uniqueness in Banking
Cody Davis, lead portfolio manager at American National Bank, takes pride in finding unique and creative structures for borrowers while still mitigating risk. “I’m proud of these moments because these unique deal structures provide a rewarding challenge to overcome on an individual level, but they also highlight the value the bank provides to the borrower to meet their financing needs that are aligned to their business,” he said.
Davis enjoys helping others achieve their financial aspirations and appreciates the different natures of different departments. He’s found that commercial banking allows the banker to learn and connect with a diverse range of businesses and industries. On the other hand, retail banking provides an opportunity for a banker to work directly with people in their local community. “Regardless of the department, a career in banking is rewarding and enables you to assist both businesses and individuals in reaching their financial objectives,” he added.
When looking back on your banking career, what achievement are you most proud of and why?
I’m most proud of the times we were able to provide a creative and unique structures to borrowers while still mitigating risk that demonstrates strong credit culture. I’m proud of these moments because these unique deal structures provide a rewarding challenge to overcome on an individual level, but they also highlight the value the bank provides to the borrower to meet their financing needs that are aligned to their business.
What piece of advice would you give to your past self or to anyone considering a career in banking?
My advice is to put an effort into surrounding yourself with experienced individuals and learning as much as you can from them.
What is your best elevator pitch for why banking is a great career?
In commercial banking, you can learn and connect with a diverse range of businesses and industries. On the other hand, retail banking allows you to work directly with people in your community, helping them achieve their financial aspirations. Regardless of the department, a career in banking is rewarding and enables you to assist both businesses and individuals in reaching their financial objectives.
How does getting involved with the Iowa Bankers Association help you and your bank?
The IBA is a great resource for professional development learning as well as a great avenue to network with other bankers.
When you’re not at work, what do you like to do most?
When not working, I spend most of my time hanging out with my wife, our one-year-old son and our two dogs.
What is a quote or guiding principle you live by?
“Those who keep learning, will keep rising in life.” – Charlie Munger