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Advertising

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Articles Closed-end Credit Essential Advertising Rules – November 2023 FAQs Question: We include the Equal Housing Lender logo and legend on our website pages that…

ATR-QM

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Articles The Qualified Mortgage: Oct. 1 and Beyond – September 2022 The Redefined Qualified Mortgage – February 2021 The Seasoned Qualified Mortgage – March 2021…

Coverage & Basics

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Articles Finance Charges – Getting it Right – August 2022 Understanding Finance Charges for Closed-End Credit – December 2018 FAQs Question: The CFPB recently published…

HOEPA-HPML

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Articles New HPML Escrow Exemption – March 2021 FAQs HOEPA Coverage HOEPA Requirements & Limitations HPML APOR HPML Appraisal Requirements HPML Coverage…

MLO-LO Comp

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Articles Year-end Bonus & Profit Sharing in Light of MLO Comp Rules – January 2019 FAQs Question: One of our loan officers believe they heard in a webinar/seminar…

Open-end credit

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Articles Home Equity Lines of Credit Basic Disclosure Requirements – April 2025 FAQs HE LOCS Open-end Periodic Statement Provisions Credit Cards HE LOCS Question: Are mortgage…

Private Education Loans

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Articles Yes, You Probably Make Them (January 2010) FAQs Question: If a private education loan is granted to a parent of a student, do the Regulation Z rules…

Real Estate Secured

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Articles Escrow Accounts and Short Year Statements – June 2025 RESPA Section 8: Reasonable Compensation – August 2024 RESPA Section 8: The Conversation Continues – June 2023…