Servicing

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/servicing/

Articles First Look: Impact of the CFPB’s Debt Collection Rule – January 2021 Compliance Challenge: ARM Rate Change Notices Next Chapter in Mortgage Servicing – Successor in…

TRID

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/trid/

Articles Back to the Future – Temporary Interest Rate Buydowns – December 2022 The TRID 10 Percent Tolerance Test – December 2021 Disclosing Buyer-Paid Seller Costs –…

Reg G (SAFE Act)

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-c-safe-act/

Articles SAFE Act Compliance: It’s Time for a Review – November 2020 FAQs Question: Are mortgage loan originators (MLO) required to provide their Nationwide Mortgage Licensing System (NMLS)…

Escrow Account Closing Notice 1215

https://www.iowabankers.com/app/uploads/secure/Escrow_Account_Closing_Notice_1215.docx

ARM Loan Rate Change Notice Guide 0219

https://www.iowabankers.com/app/uploads/secure/ARM_Loan_Rate_Change_Notice_Guide_0219.pdf

ATR Documentation Worksheet Amortizing Loan with Balloon Payment

https://www.iowabankers.com/app/uploads/secure/ATR_Documentation_Worksheet_-_Amortizing_Loan_with_Balloon_Payment.docx

ATR Documentation Worksheet Amortizing Loan no balloon payment

https://www.iowabankers.com/app/uploads/secure/ATR_Documentation_Worksheet_-_Amortizing_Loan_no_balloon_payment.docx

FC Guide 2020

https://www.iowabankers.com/app/uploads/secure/FC_Guide_2020.pdf