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Deposit Articles, Tools & FAQs

Advertising

  • Deposit Advertising Checklists
  • Raffles, Lotteries & Prize Promotions
  • Bonuses
  • Advertising Requirements
  • Member FDIC Requirements

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Check Handling

  • Forgery, Alteration or Unauthorized Remotely Created Check
  • Checks Payable to Businesses
  • Check Handling

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Deposit Account Administration

  • Garnishments, Levies, Subpoenas, Summons
  • Sales Tax
  • Iowa Power of Attorney
  • Realtor and Lawyer Trust Accounts
  • Campaign, UTMA and POD Accounts

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FDIC Insurance, Membership Signage & Advertising Requirements

  • Basic Deposit Insurance Provisions
  • FDIC Resources for Bankers
  • Deposit Insurance Calculator

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Reg. E (Electronic Funds Transfer Act)

  • Error Resolution
  • Prepaid Cards
  • Opt-in
  • Periodic Statements
  • Remittance Transfers

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Reg. CC (Expedited Funds Availability)

  • Coverage and Definitions
  • Holds
  • Check 21, Expedited Recrediting

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Reg. P (Privacy)

  • Annual Privacy Notice
  • Joint Marketing Agreement

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Reg. D Reserve Requirements

  • Now Account Eligibility

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IRS Rules

  • Health Savings Account
  • IRA Required Minimum Distribution

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Sample Policies

  • Unlawful Internet Gambling

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Reg. DD (Truth in Savings)

  • Bonuses and Premiums
  • Initial Disclosures, Notice of Change
  • Periodic Statements

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