IBA Compliance On-Demand Webinars

See pricing below

The IBA Compliance team is presenting four On-Demand seminars designed to meet your annual compliance training needs. This four-part series provides high-level annual training for bankers in retail deposit, lending, operations, and management with an additional section for bank director BSA training.

Deposit Segment – Part One

• Reg. CC: Expedited Funds Availability Act – coverage, disclosure requirements, funds availability, hold options and practice opportunities
• Reg. E: Electronic Funds Transfer Act – coverage, disclosure requirements, EFT error resolution, unauthorized transfer investigations, liability and practice opportunities
• Reg. D: Interest on Deposits – coverage, NOW Account eligibility and CD penalties
• Reg. DD: Truth in Savings Act – coverage, disclosure requirements, advertising, bonuses and change management
• Reg. P: Privacy of Consumer Financial Information – purpose, coverage and notice requirements.

Lending Segment – Part Two

• Fair Lending Review and Update – Fair lending laws and regulations, protected classes, adverse action requirements, prohibited activities
• Fair Credit Reporting Act – Permissible purpose, policy and procedure requirements, direct disputes, risk-based pricing, and Notice to Home Loan Applicant
• TILA-RESPA Integrated Disclosures – scope and coverage, disclosure requirements, handling changes and common errors
• Flood Insurance – mandatory purchase requirements, standard flood hazard determination form, notice of special flood hazards, escrow and force-placement
• Military Lending Act & Servicemember Civil Relief Act – Distinguishing between covered borrowers and covered loans, protections and the difference between the two rules

BSA Segment – Part Three

• Risk Assessment Process
• BSA Pillars
• AML/CFT Program Components Including CIP, Beneficial Ownership, Customer Due Diligence, CTRs and SARs
• OFAC Requirements
• Fraud Scams and Methods – Deep Fake Media, Check Fraud, Pig Butchering, CVC Kiosks, Sextortion

BSA FOR DIRECTORS Segment – Part FOUR

• Board Responsibilities Including Overseeing Bank Operations and Ensuring Safety and Soundness in Alignment with the AML Act of 2020
• Risk Assessment Process Requirements Related to the Bank’s AML/CFT Program
• BSA Exam Focus and BSA/AML Program Components
• Emerging Risks and FinCEN Alerts, Notices and Advisories
• Action Steps to Strengthen the Bank’s Program
• Fraud Resources

Pricing: $250 each for part 1, 2, or 3. $150 for part 4 (BSA) or $750 for all four.

Purchase

$150 for members

Wondering if there is an inexpensive and convenient way to train your Board of Directors on the requirements of the Bank Secrecy Act?  Now there is. Register for this on-demand training session specifically designed for the Board. The webinar includes high level overview of the required components of the bank’s BSA and AML programs, related board responsibilities, recent changes to the BSA program requirements, emerging risks and penalties for non-compliance.

Purchase

$175 for members

Over the course of the last ten years, banks have experienced a deluge of changes related to requirements for collateral properties located in special flood hazard areas, including new legislative mandates, extensive map revisions, FEMA’s revised premium rating system and more. To assist banks in managing their flood compliance programs, the federal banking agencies recently released a revised guidance document consisting of 144 questions and answers (Q&A) that provide meaningful insight into responsibilities that have been in place for some time, changes in regulatory expectations as well as guidance on new mandates.

Significant topics to be addressed during the webinar include:

•  Flood rule applicability and exemptions;

•  Acceptance of flood insurance policies issued by private insurers;

•  Reuse of Standard Flood Hazard Determination Form;

•  Changes related to flood zone discrepancy resolution;

•  Flood insurance requirements for HE LOCs and junior lien mortgages;

•  Provisions requiring banks to escrow for flood insurance premiums and applicable exemptions;

•  Force placement procedures:

•  And much more!

Join the IBA compliance team as we highlight the significant changes and additions to the Q&A and possible impacts on your bank.

Purchase

$175 for members

The regulatory agencies are scrutinizing the impact of bank’s mortgage servicing processes on consumers, especially for borrowers provided payment accommodations. Supervisory publications warn banks and other mortgage servicers of practices noted during exams that violate Regulation Z and X’s mortgage servicing rules and worse yet, have been deemed unfair, deceptive and even abusive. As a result, banks – large and small – need to ensure their servicing practices are fully compliant and transparent. In this webinar, IBA staff identify six servicing errors ALL mortgage servicers – large and small – will want to ensure they are not making! Those six errors include:

• Lack of Considerations for Borrowers Exiting Forbearance Plans
• Error Resolution Deficiencies
• Failing to Properly Respond to Information Requests
• Misapplying Mortgage Payments
• Errors Regarding PMI Notices, Cancellation Requests & Automatic Termination
• Escrow Account Maintenance Errors

Purchase

$175 for members

Join IBA’s own Katie Kots and Melanie Knoll as they guide you through the upcoming Reg CC funds availability threshold adjustments and ways to utilize holds to help reduce check fraud. This 90-minute webinar will discuss why threshold increases take place, disclosure considerations, and required implementation steps to ensure you are ready by the July 1, 2025, compliance date.

What You’ll Learn

• Reg CC funds availability disclosure requirements
• 2025 Reg CC threshold updates
• Steps to implement threshold changes
• Check Fraud Red Flags
• Utilizing holds to reduce losses
• Hold notification requirements

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